Automate You can be your own worst enemy when it comes to financial success. Its all too easy to procrastinate and neglect what needs to be done and, meanwhile, give in to temptation and spend more than you should. Its the perfect recipe for not becoming rich. The best way to protect yourself from yourself is to automate your savings. That means setting up recurring transfers on a regular basis from your checking account to your savings and investment accounts (or setting up auto deduction from your paycheck to your employer-sponsored retirement plan). This way, you force yourself to avoid

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